Your Member Booklet contains full details of your scheme’s benefits.

DC members

If you joined since April 2012 you will be a member of a defined contribution (DC) pension scheme via the Mercer Master Trust.

Depending on your employer you can find your Member Booklet below.

DB members

If you joined before April 2012 you will have been offered membership of a defined benefit (DB) pension scheme. If you are unsure about which scheme you are in please refer to the Quick help section.

  • If you are a member of the BAE Systems Pension Scheme you can find your Member Booklet below.
  • If you are a member of the Royal Ordnance Pension Scheme you can find your Member Booklet below.
  • If you are a member of the BAE Systems Executive Pension Scheme you can find a copy of your Member Booklet on OneView or you can request a copy from Aptia.

DB members with DC savings

All DB members in pensionable service are able to pay Additional Voluntary Contributions (AVCs) on a defined contribution (DC) basis to the completely separate arrangement with the Mercer Master Trust (MMT) called the BAE Systems Additional Retirement Savings Plan.

If you are a member of the BAE Systems Pension Scheme with Level 100+ benefits your employer will automatically pay a fixed percentage of your salary into the MMT on your behalf.

You can find Member Booklets for the BAE Systems Section and the Airbus Section below.

SMART Pensions

SMART Pensions results in employees and employers paying lower National Insurance contributions by making contributions to your pension via salary sacrifice. More details can be found in the FAQ document below.