What scheme am I in?

This guide tells you how you can confirm which BAE Systems pension scheme you are a member of.
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Working part-time

This guide provides important information about how your BAE Systems pension (and related benefits) may be affected if you are considering working part-time.
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Changing roles

This guide provides important information about how your BAE Systems pension (and related pension benefits) may be affected if you are considering a change in your role which attracts a salary reduction.
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Scheme Maximum

This guide gives defined benefit members an understanding of the term Scheme Maximum and, if applicable, how it might be applied to your BAE Systems pension scheme benefits.
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Paying severance into a pension scheme

This guide provides scheme members with a brief explanation of paying severance into a BAE Systems pension scheme.
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Pension scams

This guide will help you spot a scam and give you advice on what to do if you are contacted.
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Independent Financial Advice

This guide tells you about how you can access free financial guidance and what to consider before appointing an independent financial adviser.
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Pension flexibilities

This guide outlines the ways in which members can access the 'pension flexibilities' which were introduced in the UK from April 2015.
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Stepped Pension

This guide tells BAE Systems Pension Scheme - Levels 125, 167, 187 and 200 and 2000 Plan Benefits members about the option of a Stepped Pension on early retirement (unless retirement is on grounds of ill-health).
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Gender identity policy

This guide provides members with details of what information is required and how any pension benefits may be affected following a change of gender.
 
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Pensions and Divorce

This guide provides members with an explanation of the impact divorce can have on their pension.
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Triggering the Annual Allowance

This guide explains what happens if the inputs to your pension savings in any one tax year (6 April to 5 April) exceeds the limit under which you can receive tax relief.
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Lifetime Allowance

This guide explains the Lifetime Allowance and what happens if the retirement benefits you build up exceeds it.
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Receiving your Company pension

This guide provides a brief explanation of the retirement process, actions and timings associated with drawing your BAE Systems pension should you retire immediately on leaving employment with the Company.
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Being a deferred member

This guide sets out the options that are available to members who have deferred benefits within a BAE Systems pension scheme.
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Transferring out of a defined benefit pension scheme

This guide provides important information if you are an active member of a defined benefit BAE Systems pension scheme and you are considering leaving the scheme and taking a transfer value.
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State pension

This guide provides information on State pension arrangements in the UK.
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