Pension guides

Pension guides provide information on topics of general interest which members often raise queries on. 
  • What scheme am I in

    This guide tells you how you can confirm which BAE Systems pension scheme you are a member of.
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  • Working part-time

    This guide provides important information about how your BAE Systems pension (and related benefits) may be affected if you are considering working part-time.
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  • Changing roles

    This guide provides important information about how your BAE Systems pension (and related pension benefits) may be affected if you are considering a change in your role which attracts a salary reduction.
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  • Scheme Maximum

    This guide gives defined benefit members an understanding of the term Scheme Maximum and, if applicable, how it might be applied to your BAE Systems pension scheme benefits.
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  • Paying severance into a pension scheme

    This guide provides scheme members with a brief explanation of paying severance into a BAE Systems pension scheme.
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  • Independent Financial Advice

    This guide tells you about how you can access free financial guidance and what to consider before appointing an independent financial adviser.
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  • Pension flexibilities

    This guide outlines the ways in which members can access the 'pension flexibilities' which were introduced in the UK from April 2015.
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  • Stepped Pension

    This guide tells BAE Systems Pension Scheme - Levels 125, 167, 187 and 200 and 2000 Plan Benefits members about the option of a Stepped Pension on early retirement (unless retirement is on grounds of ill-health).
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  • Receiving your Company pension

    This guide provides a brief explanation of the retirement process, actions and timings associated with drawing your BAE Systems pension should you retire immediately on leaving employment with the Company.
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  • Being a deferred member

    This guide sets out the options that are available to members who have deferred benefits within a BAE Systems pension scheme.
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  • Transferring out of a defined benefit pension scheme

    This guide provides important information if you are an active member of a defined benefit BAE Systems pension scheme and you are considering leaving the scheme and taking a transfer value.
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  • State pension

    This guide provides information on State pension arrangements in the UK.
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