The Scheme Rules

The Trustee is responsible for making sure that the schemes are run in accordance with the scheme Rules. If you would like a copy of the Rules for your scheme you can request a copy by going to the Contact Us section of this website. The provisions of the scheme Rules and this website may be revised from time to time. If there are any discrepancies between the scheme Rules, the member booklet and this website the provisions of the Scheme Rules will override this website. 

Fund Valuations 

The appointed Actuary carries out regular valuations of all our Defined Benefit Schemes to make sure that the schemes are able to meet their commitments to pay members benefits. Legally this must be done every three years, You can obtain a copy of the latest Actuarial Valuation Report for your scheme by going to the Contact Us section of this website.

Annual Report & Accounts 

The Trustee is legally required to prepare a Report & Accounts for each scheme annually which are independently audited. Copies of the Annual Report can be requested by going to the Contact Us section of this website.

Annual Review 

On completion of the Annual Report & Accounts each scheme's Trustee Board issues an Annual Review which details the information in the Report & Accounts in a shortened format and also includes the Summary Funding Statement which provides a regular update in the schemes' funding status. Copies are posted to members' home addresses and the latest versions may also be downloaded from the scheme specific pages.