Please refer to the booklets on this page to learn about the benefits applying to your own membership.
 
You can also choose to pay Additional Voluntary Contributions (AVCs) in order to increase your retirement benefits.  The Trustee has chosen Standard Life for the investment of AVCs.  By accessing the Standard Life website you will be able to find out all the information you need about paying AVCs, the investment choices available, your options on retirement, as well as the forms required to start paying or to change the level of your AVC payments. From here you can also manage your AVC account online by accessing Standard Life's Online Services.
 
You should ensure you have completed an Expression of Wish Form. This helps the Trustee decide who should receive any lump sum payable in the event of your death. If you are a member and have not completed an Expression of Wish Form you should do so and the form is available on the right hand side of this page.
 
Remember, whether you are a contributing, deferred or retired member, you can view your own record and get pension quotations using the Retirement Illustrator by logging into Hartlink.
 
The BAE Systems Pension Scheme Consultative Committee exists to promote a better understanding of issues facing members in the pensions field. Representatives of this Committee are able to support members. They provide a formal channel through which matters that are of particular interest or concern to both in-service and deferred members can be raised. They are also actively involved in improving communication links between the Company and Scheme members. If you would like to discuss a pensions matter, please refer to the Consultative Committees page for further information and to find the contact details of a Representative local to you.

Hartlink

Members with SIPS Benefits – log in to view your pension information online whenever you want to.
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Standard Life

Members with DC Benefits including AVCs - log in to review your pension information online whenever you want it.
 
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Pension Wise

Free and impartial government guidance to help you understand what you can do with your DC and AVC benefits. 
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MoneyHelper

Impartial guidance that's backed by government to make your money and pension choices clearer.
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Hargreaves Lansdown

Hargreaves Lansdown has been appointed to provide a Retirement Service for members with DC and AVC benefits, to help them make an informed choice about their retirement options. The service is provided on a non-advised basis. 
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Forms and downloads

SIPS (VSEL) Member Booklet

1.92 MB

SIPS (Fleet Support) Member Booklet

981.39 KB

SIPS (Portsmouth) Member Booklet

1012.95 KB

SIPS Benefits Expression of Wish form

98.36 KB

SIPS Early Retirement Flowchart

28.19 KB