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The Scheme gives you a final salary pension when you retire and provides death benefits for your dependants.
Contributions to the Scheme can be made under SMART Pensions. Paying your contributions in this way means that you could pay lower National Insurance Contributions.
You can also choose to pay Additional Voluntary Contributions (AVCs) in order to increase your retirement benefits.  The Trustee has chosen Standard Life for the investment of AVCs.  By accessing the Standard Life website you will be able to find out all the information you need about paying AVCs, the investment choices available, your options on retirement, as well as the forms required to start paying or to change the level of your AVC payments. From here you can also manage your AVC account online by accessing Standard Life's Online Services.
The Scheme provides benefits if you die so please keep your Expression of Wish Form up to date.
A Statement of Investment Principles (SIP) is a written statement which sets out the investment policy for a pension scheme and an Implementation Statement (IS) sets out how the trustees have complied with the scheme's Stewardship and Engagement Policy. The latest SIP and IS for the Scheme can be found on this page and also on the  Disclosure of information page of this website.
Any questions? Have a look at the Quick help or contact the Pensions Service Centre. In addition, in just over 10 minutes the following Pension Essentials video will give you an overview of the benefits you enjoy as a member of the Royal Ordnance Pension Scheme. It will also signpost you to where you can get more information allowing you to make the most of your Scheme membership.
Pension Essentials ROPS

13 October 2022 - Notice to Royal Ordnance Pension Scheme (“The Scheme”) Members

You may have read about the recent turmoil in the markets, particularly the UK gilt market, since the mini budget of Friday 23 September 2022. 

Download and read news release


Members of the BAE Systems Pension Scheme (excluding SIPS Benefits and DC Retirement Plan members) and Royal Ordnance Pension Scheme - log in to view your pension information online whenever you want to.


Standard Life

Members with DC Benefits including AVCs - log in to review your pension information online whenever you want it.

Pension Wise

Free and impartial government guidance to help you understand what you can do with your DC and AVC benefits. 


Impartial guidance that's backed by government to make your money and pension choices clearer.

Forms and downloads

ROPS - Lump sum AVC 2022-23

174.25 KB

ROPS Booklet

1.47 MB

ROPS Expression of Wish form

103.33 KB

ROPS 2022 Annual Review

968.41 KB

ROPS Funding Update 2020

142.73 KB

13 Oct 2022 - Notice to Royal Ordnance Pension Scheme (“The Scheme”) Members

102.56 KB

SIP - Royal Ordnance Pension Scheme - 2022

581.38 KB

IS - Royal Ordnance Pension Scheme - 2022

299.06 KB