The Scheme gives you a final salary pension when you retire and provides death benefits for your dependants.
Contributions to ROPS can be made under SMART Pensions. Paying your contributions in this way means that you could pay lower National Insurance Contributions.
You can also choose to pay Additional Voluntary Contributions. There are a number of investment options and these are outlined in the Standard Life Investment Guide. You can view the current value of your fund by logging into your account at Standard Life. You can register for this service by calling 0345 606 0098 (between 9am and 5pm Monday to Friday).
The Scheme provides benefits if you die so please keep your Expression of Wish Form up to date.