Royal Ordnance Pension Scheme

The Crown Service and 1984 schemes merged on 6 April 1991 to form The Royal Ordnance Pension Scheme ('the Scheme') and then in 1995 the BMARC scheme merged with the Scheme. The three membership categories in the Scheme correspond to the three old schemes. Find out more about the benefits payable from the Scheme in the Scheme booklet.
The Scheme gives you a final salary pension when you retire and provides death benefits for your dependants.
Contributions to the Scheme can be made under SMART Pensions. Paying your contributions in this way means that you could pay lower National Insurance Contributions.
You can also choose to pay Additional Voluntary Contributions (AVCs) in order to increase your retirement benefits.  The Trustee has chosen Standard Life for the investment of AVCs.  By accessing the Standard Life website you will be able to find out all the information you need about paying AVCs, the investment choices available, your options on retirement, as well as the forms required to start paying or to change the level of your AVC payments. From here you can also manage your AVC account online by accessing Standard Life's Online Services.
The Scheme provides benefits if you die so please keep your Expression of Wish Form up to date.
A Statement of Investment Principles (SIP) is a written statement which sets out the investment policy for a pension scheme and an Implementation Statement (IS) sets out how the trustees have complied with the scheme's Stewardship and Engagement Policy. The latest SIP and IS for the Scheme can be found on this page and also on the  Disclosure of information page of this website.
Any questions? Have a look at the Quick help or contact the Pensions Service Centre. In addition, in just over 10 minutes the following Pension Essentials video will give you an overview of the benefits you enjoy as a member of the Royal Ordnance Pension Scheme. It will also signpost you to where you can get more information allowing you to make the most of your Scheme membership.
Pension Essentials ROPS